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Is the registrant required to prove that he/she has liability insurance when registering a motor vehicle?

Yes, beginning January 1, 2013, license plate issuing officials will attempt to verify liability insurance utilizing the State of Alabama Online Insurance Verification System (OIVS) when issuing or renewing vehicle registrations. If insurance cannot be verified through OIVS, vehicle owners must provide evidence of insurance to the license plate issuing official. The insurance card is the most common evidence of current insurance.

Yes, beginning January 1, 2013, license plate issuing officials will attempt to verify liability insurance utilizing the State of Alabama Online Insurance Verification System (OIVS) when issuing or renewing vehicle registrations. If insurance cannot be verified through OIVS, vehicle owners must provide evidence of insurance to the license plate issuing official. The insurance card is the most common evidence of current insurance.
Related FAQs in Registering a Vehicle, Registration
No. Alabama law does not provide for emissions testing of motor vehicles.
In accordance with the Soldiers’ and Sailors’ Civil Relief Act, military members whose vehicles are titled and registered in their legal jurisdictions of residency may maintain their valid registration from their home of record while they are stationed in Alabama. However, they may choose to title and register their vehicle in Alabama while they are stationed in this state. Vehicles registered in Alabama must be covered by an Alabama liability insurance policy.
Alabama law provides that any person acquiring a new or used motor vehicle shall obtain a license plate within twenty (20) calendar days from the date of acquisition. In order to register a vehicle subject to the Alabama title law, a title application must be completed before a registration can be processed. When a certificate of title is not required, only a registration is issued. The licensing official or their appointed deputy is required to inspect the vehicle prior to issuing a registration.
Section 40-12-262, Code of Alabama, provides that the owner of a non-commercial vehicle which has a valid registration from another jurisdiction has thirty (30) days from the date the vehicle enters the state to register the vehicle. Please contact your local licensing official’s office for further assistance.
Yes, beginning January 1, 2013, license plate issuing officials will attempt to verify liability insurance utilizing the State of Alabama Online Insurance Verification System (OIVS) when issuing or renewing vehicle registrations. If insurance cannot be verified through OIVS, vehicle owners must provide evidence of insurance to the license plate issuing official. The insurance card is the most common evidence of current insurance.

Title – For any motor vehicle requiring a certificate of title, the vehicle owner must first apply for an Alabama certificate of title through a designated agent of the Alabama Department of Revenue (ALDOR).

Vehicle Identification Number (VIN)/Ownership Documentation Inspection – When a certificate of title is not required, only a registration is issued. The licensing official or their appointed deputy is required to inspect the vehicle prior to issuing a registration each time there is a change in ownership of the vehicle along with the ownership documentation (bill of sale, court order, properly assigned certificate of origin, or any other documentation as specified by ALDOR). An inspection is not required for a registration renewal.

Mandatory Liability Insurance – The motor vehicle must be covered by an Alabama liability insurance policy prior to registration. License plate issuing officials will attempt to verify liability insurance utilizing the State of Alabama Online Insurance Verification System (OIVS) when issuing or renewing vehicle registrations. If insurance cannot be verified through OIVS, vehicle owners must provide evidence of insurance to the license plate issuing official. The insurance card is the most common evidence of current insurance.

Federal Heavy Vehicle Use Tax (FHVUT), if applicable – When registering trucks and truck tractors with gross vehicle weight of 55,000 pounds or more, the registrant must provide proof of payment of the federal heavy vehicle use tax before the registration can be issued. This tax is paid to the IRS, and a Form 2290 is received as receipt of payment.

After the prerequisites are met, the licensing official will collect the necessary registration fees and ad valorem taxes and issue a license plate. Visit the License Plates web page to view the registration fees and plate designs for the various Alabama license plates.

The vehicle owner has 20 calendar days from the date of vehicle purchase or acquisition to register the vehicle without penalty or interest charges applying. If the 20th day falls on a Sunday, a legal holiday, or a day on which the licensing official’s office is closed, the next succeeding working day shall be counted as the last day.